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Home Business

Eight ways to keep your costs down when moving house

December 26, 2025
in Business
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Eight ways to keep your costs down when moving house
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Independent money

The prices related to shifting home have hit a report excessive, putting extra pressure on owners already fighting residing prices.

The most recent report from the comparability web site reallymoving reveals owners shopping for and promoting in 2025 confronted common upfront bills of £17,831 – a 27 per cent rise from 2024’s common of £14,045.

Rob Houghton, founder and CEO of reallymoving, attributed the escalation to a mixture of things.

He stated: “Shifting prices are persevering with to rise, partly as a result of coverage modifications such because the decreasing of stamp obligation thresholds, and partly as a result of inflation.

“In 2025, conveyancing charges, survey prices and removals prices all elevated year-on-year, including to the monetary pressure for movers.”

Angela Kerr, a director on the HomeOwners Alliance, which provides steering on property transactions, stated the variety of prices concerned in shifting can really feel “overwhelming”.

“While you’re shopping for and promoting a house, the sheer variety of prices can really feel overwhelming. Surveys, property agent charges, mortgage prices and authorized payments stack up rapidly and it’s simple for the price of the transfer itself to get misplaced within the noise. But it surely’s not small fry.”

As owners search methods to minimise the monetary outlay, listed here are consultants’ high ideas.

Moving house can be pricey
Shifting home could be dear (Getty Pictures)

1. Don’t simply examine quotes

The consultants suggest getting three quotes for every of the companies you’ll want to make use of, together with authorized, property agent, survey and removing charges. However whereas it’s important to check quotes, maybe utilizing a comparability web site, do not forget that utilizing the most cost effective may not all the time be the very best thought.

“Examine buyer evaluations in addition to costs,” advises Mr Houghton, who factors out that reallymoving’s on-line Shifting Value Calculator may help movers keep away from any nasty surprises.

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“Low-cost charges can change into costlier within the long-run if the service degree is poor – notably if a transaction is a part of a series the place small delays can have a big knock-on impact,” he says.

2. Negotiate property agent charges

Ms Kerr says home sellers ought to purpose to pay round 1 per cent together with VAT to an property agent. She recommends approaching three brokers, and advises: “Ask them to hold out a house go to so you will get an understanding of their valuation and a really feel for whether or not you may work with them. However keep in mind to then negotiate the worth.”

3. Store round for the very best offers

Many property brokers will counsel you utilize a specific solicitor or mortgage dealer, however Ms Kerr warns: “Don’t simply settle for your property agent’s suggestion for a conveyancing solicitor or a mortgage dealer – they could be incomes fee on this introduction and their suggestion will not be the very best deal or finest fit your wants.

“By all means get a quote, however all the time store round.”

4. Prepare an in-person removals survey

Reallymoving analysis has discovered the common UK removals prices for a typical three-bed house, shifting as much as 25 miles, is greater than £900 in 2025.

Though a digital removals survey can save money and time if it’s for a small property otherwise you’re solely shifting a couple of objects, Mr Houghton advises that typically, notably you probably have a shed, storage or loft, a bodily go to is advisable to evaluate the amount of your belongings and guarantee you could have the lorry area you want on the day.

He factors out: “Some removals corporations might provide reductions for OAPs, college students, key staff or members of the armed forces, so it’s all the time price asking.”

5. Take a look at potential further removals prices

Some removals corporations might cost further for sure issues, comparable to a number of flights of stairs, troublesome parking or delays on shifting day ready for keys, says Ms Kerr. She advises movers to ask what may set off further prices, and factors out: “Realizing this upfront helps you keep away from shock prices on the day.”

6. Keep away from shifting at peak occasions 

The time of 12 months and day you progress can have an effect on how a lot you shell out. Ms Kerr explains: “Demand drives price. August is persistently the busiest month to maneuver, and Fridays are the most well-liked day of the week. Elimination corporations say delays are more likely on these busy days, which might imply paying extra for the staff’s time.”

She says if movers can select a quieter mid-week date they’re extra prone to get a decrease quote and a smoother transfer, and recommends this information on pinpointing the very best day to maneuver.

Mr Houghton provides: “Prices for removals rise throughout busy intervals comparable to college holidays. In the event you can transfer mid-week or throughout quieter intervals comparable to early New Yr, you’re extra prone to get a very good deal.”

7. Contemplate a conveyancer

Ms Kerr factors out that solicitors can cost increased charges than conveyancers as they provide a full vary of authorized companies. “Licensed conveyancers are specialised in property transactions and it’s their predominant focus,” she explains. “So except you’re, say, promoting as a part of a divorce, a conveyancer would be the cheaper path to dealing with your authorized transaction.”

8. Declutter to economize

The less possessions you need to transfer with you, the cheaper it will likely be, each consultants stress, advising movers to begin clearing out early so the amount the removals corporations quote for is the amount you truly transfer.

“The less belongings you progress, the much less you pay,” says Mr Houghton. “Declutter nicely prematurely, promoting, donating or recycling something you not want.”

And Ms Kerr provides: “The sooner you start clearing out, making journeys to the tip, and packing up the belongings you don’t use each day, the extra management you’ll have. A lighter, well-planned transfer is sort of all the time a less expensive transfer.”



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