Airwallex has raised US$320 million in a Sequence H spherical, lifting its valuation to US$11 billion because the fintech firm doubles down on AI-driven monetary software program, cross-border funds infrastructure, and regulatory growth.
The spherical was led by returning investor Addition, with participation from Baillie Gifford, Hummingbird, QED Traders, T. Rowe Value, Hedosophia, Haun Ventures, Washington College in St. Louis, and Amex Ventures.
The brand new valuation marks an increase from US$8 billion in December 2025, reflecting investor confidence in Airwallex’s potential to maneuver past funds and right into a broader monetary working system for companies.
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The corporate mentioned the capital will probably be used to speed up product growth in autonomous finance and agentic commerce, broaden infrastructure and licensing protection in new markets, and develop groups constructing AI-native monetary software program.
Based in Melbourne in 2015 and now co-headquartered in San Francisco and Singapore, Airwallex has change into one of the crucial outstanding fintech infrastructure gamers with roots in Asia Pacific. Its Singapore base is especially vital as the corporate seems to serve Southeast Asian companies working throughout a number of currencies, cost programs, and regulatory regimes.
For regional startups, e-commerce retailers, SaaS corporations, and marketplaces, cross-border funds stay a significant operational drag. Companies increasing from Singapore into Indonesia, Vietnam, Thailand, Malaysia, or the Philippines typically face fragmented banking relationships, FX prices, native compliance necessities, and settlement delays.
Airwallex is betting that its mixture of licences, cost rails, treasury merchandise, playing cards, and software program may give such corporations a extra unified monetary stack.
“We consider that is probably the most consequential second within the historical past of world finance, and we’re constructing accordingly,” mentioned Jack Zhang, co-founder and CEO of Airwallex. He added that the corporate’s decade-long funding in licences, native community integrations, and settlement rails provides it the infrastructure wanted for autonomous finance and agentic commerce.
From funds to AI finance software program
The fundraising comes as Airwallex pushes deeper into software program and automation, an space the place international fintech companies are more and more making an attempt to defend margins and enhance buyer stickiness.
The corporate introduced two product initiatives alongside the funding: T:0 and Airi.
T:0 is an AI-native finance platform designed to automate core finance capabilities for companies, together with bookkeeping, forecasting, tax, compliance, and reporting. Airwallex says the product is meant to provide founders and finance groups “CFO-grade” books from day zero with out requiring a later migration.
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The product is at present in personal beta and is predicted to change into extra extensively accessible within the coming weeks.
If profitable, T:0 may place Airwallex in nearer competitors with accounting software program suppliers, spend administration platforms, and embedded finance gamers. For Southeast Asian startups, the enchantment may very well be vital. Many early-stage corporations within the area handle finance via a patchwork of spreadsheets, native accounting instruments, financial institution portals, cost gateways, and exterior accountants. A extra built-in platform may cut back complexity, although adoption will rely closely on localisation, compliance protection, and belief in AI-driven workflows.
Airi, the second product, is a shopper pockets infrastructure initiative aimed toward agentic commerce. At launch, it would embody Airwallex’s present one-click checkout functionality, which the corporate mentioned delivered as much as a 14 per cent improve in profitable checkout conversions for digital retailers in early testing.
Over time, Airwallex plans to broaden Airi into pockets infrastructure for delegated agent funds, spend limits, permission controls, and multi-currency balances. The thought is to help a future the place AI brokers could possibly make purchases or execute transactions on behalf of customers inside predefined guidelines.
That imaginative and prescient stays early, and agentic commerce remains to be extra idea than mainstream behaviour. However fintech corporations are more and more positioning themselves for a world through which AI programs don’t merely advocate purchases or monetary actions however execute them. In that setting, the businesses with regulated cost infrastructure, identification checks, spend controls, and service provider networks may maintain a bonus.
Southeast Asia stays a strategic market
Airwallex’s progress trajectory is tied carefully to the rise of borderless digital companies, a pattern particularly seen in Southeast Asia.
The area’s startups and digital retailers typically function regionally from the outset, promoting to prospects, hiring groups, and paying suppliers throughout borders. But monetary infrastructure has not all the time saved tempo. Native cost preferences range extensively, card penetration differs by market, and SMEs typically wrestle to entry environment friendly FX, treasury, and international cost instruments.
Singapore has change into a most well-liked base for fintech companies serving this demand due to its regulatory setting, monetary companies expertise, and position as a regional headquarters hub. Airwallex’s choice to keep up a co-headquarters in Singapore displays the city-state’s significance not simply as a market however as a launchpad into Asia-Pacific.
The corporate says it now holds greater than 85 licences throughout North America, Europe, the Center East, and Asia Pacific. That regulatory footprint is central to its pitch: as a substitute of merely layering software program on prime of third-party banking and cost companions, Airwallex has spent years constructing its personal community integrations and compliance capabilities.
Lee Fixel of Addition mentioned Airwallex has constructed infrastructure that’s “unusually arduous to duplicate”, including that AI will favour corporations constructing on prime of actual monetary infrastructure reasonably than round it.
Income and transaction volumes climb
Airwallex additionally disclosed recent working metrics. In March 2026, it reached US$1.3 billion in annualised income, up 74 per cent year-on-year. Annualised transaction quantity reached US$287 billion, up greater than 120 per cent year-on-year.
The corporate mentioned greater than 90 per cent of income now comes from prospects utilizing multiple Airwallex product, suggesting that it’s succeeding in cross-selling past its preliminary funds use circumstances.
Airwallex serves greater than 676,000 companies globally, both straight or via platform prospects. Its merchandise embody cost acceptance, billing, international accounts, company playing cards, and spend administration.
The corporate employs greater than 2,300 individuals throughout 27 workplaces.
The newest funding provides Airwallex extra firepower at a time when competitors in international enterprise funds is intensifying. Stripe, Adyen, Sensible, Payoneer, Revolut Enterprise, and a rising variety of regional fintechs are all chasing components of the identical alternative.
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For Southeast Asia, the important thing query is whether or not Airwallex can convert its international infrastructure into native benefit. The area is giant, fragmented, and fast-growing, but it surely rewards corporations that may navigate market-by-market complexity.
With recent capital and a stronger AI software program push, Airwallex is signalling that it needs to be greater than a funds supplier for regional companies. It needs to change into the working layer for the way they handle cash globally.
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